Loan Rates
Current Loan Rates
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Current Home Equity Line of Credit Rates
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
If you choose to enroll in automatic electronic fund transfer payments from a First Hawaiian Bank personal checking or savings account to make your monthly payments (“Auto-Pay”) before final credit approval, your Credit Line will have a promotional fixed Annual Percentage Rate (“APR”) of 6.35%, 6.45%, 6.55%, 6.65% for 24, 36, 48, or 60 months, respectively, from account opening (the “Auto-Pay Promo”). If you choose not to enroll in Auto-Pay before final credit approval, your Credit Line will have a promotional fixed APR of 6.60%, 6.70%, 6.80%, 6.90% for 24, 36, 48, or 60 months, respectively, from account opening. You are not required to enroll in Auto-Pay to open or maintain your Credit Line. Enrolling in Auto-Pay merely provides you with the discount under the Auto-Pay Promo. Except for any Auto-Pay discount, no other discounts apply to the promotional fixed rates. From the date an application is submitted – containing at a minimum your name, your income, your social security number (if applicable), the subject property address, an estimate of the value of the subject property, and the loan amount sought – you are eligible to receive the promotion rates valid on that date for up to 90 days or until the date of loan closing, whichever should come first. Promotion rates cannot be changed within this period. After the applicable promotional fixed rate period ends, the APR for your Credit Line may vary and will be adjusted monthly to one and one-half percentage points (1.50%) over an index, which is The Wall Street Journal Prime Rate, except that the APR will never be lower than 4.50% and will never be higher than 19.00% for Hawaii. The current fully indexed variable APR is 9.89% as of 6/1/2023. Both the promotional fixed APR and the APR after the promotional fixed rate period will be one percentage point (1.00%) higher for leasehold (owner occupant only) properties. The APR after the promotional fixed rate period will also be one-half percentage point (0.50%) higher for investors or for lines secured by a second home. Other adders may apply. If you have a personal Priority Banking Plan Checking Account, you may apply for an optional preferred APR that provides a discount of one-quarter of one percentage point (0.25%) for personal Priority Banking Gold or personal Priority Banking Level 2, and thirty-five one hundredths of one percentage point (0.35%) for personal Priority Banking Platinum, below our regular customer margin. The HELOC must qualify as an Associated Account. To receive the preferred rate, you must be enrolled as a personal Priority Banking Plan Checking Account customer by final approval of your HELOC application and maintain your personal Priority Banking Plan Checking Account and eligible Credit Line in good standing with us. There is an annual fee of $100, which is non-refundable and will be charged to your Credit Line on each anniversary date of your Credit Line account during the ten (10) year draw period. The annual fee will be waived if you maintain a personal Priority Banking Platinum Checking Account and have taken the steps required to receive the personal Priority Banking Platinum preferred rate described above. An annual fee is not assessed during the twenty (20) year repayment period after the draw period. Promotional introductory rates are subject to credit approval and good for new approved Home Equity FirstLine applications received from 6/1/2023 to 6/15/2023. You must carry insurance on the property that secures the Credit Line; flood insurance is required if the property is located in a special flood hazard area. For Hawaii, certain closing costs will be waived for owner-occupants, investors, and lines secured by a second home. Fees for the following third-party services, if assessed, will not be waived: ALTA policies, appraisal services, trust reviews, or preparation of other legal documents. These closing costs are estimated at $750 – $3,557 (ALTA policy), $275 – $2,285 (appraisal services fee), $150 – $375 (trust review fee), and $225 – $475 (legal documentation). Depending on your specific Credit Line, the closing costs could be higher than estimated and other closing costs may apply. Refinancing of existing First Hawaiian Bank mortgages and Home Equity FirstLine lines of credit and locks, and lines to purchase and install a new photovoltaic system, do not qualify for the rate offer. Only Credit Lines secured by Hawaii properties are eligible. Cannot be combined with other special rates, promotional offers, programs, or discounts.
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
If you choose to enroll in automatic electronic fund transfer payments from a First Hawaiian Bank personal checking or savings account to make your monthly payments (“Auto-Pay”) before final credit approval, your Credit Line will have a promotional fixed Annual Percentage Rate (“APR”) of 6.35%, 6.45%, 6.55%, 6.65% for 24, 36, 48, or 60 months, respectively, from account opening (the “Auto-Pay Promo”). If you choose not to enroll in Auto-Pay before final credit approval, your Credit Line will have a promotional fixed APR of 6.60%, 6.70%, 6.80%, 6.90% for 24, 36, 48, or 60 months, respectively, from account opening. You are not required to enroll in Auto-Pay to open or maintain your Credit Line. Enrolling in Auto-Pay merely provides you with the discount under the Auto-Pay Promo. Except for any Auto-Pay discount, no other discounts apply to the promotional fixed rates. From the date an application is submitted – containing at a minimum your name, your income, your social security number (if applicable), the subject property address, an estimate of the value of the subject property, and the loan amount sought – you are eligible to receive the promotion rates valid on that date for up to 90 days or until the date of loan closing, whichever should come first. Promotion rates cannot be changed within this period. After the applicable promotional fixed rate period ends, the APR for your Credit Line may vary and will be adjusted monthly to one and one-half percentage points (1.50%) over an index, which is The Wall Street Journal Prime Rate, except that the APR will never be lower than 4.50% and will never be higher than 18.00% for Guam. The current fully indexed variable APR is 9.89% as of 6/1/2023. Both the promotional fixed APR and the APR after the promotional fixed rate period will be one percentage point (1.00%) higher for leasehold (owner occupant only) properties. The APR after the promotional fixed rate period will also be one-half percentage point (0.50%) higher for investors or for lines secured by a second home. Other adders may apply. If you have a personal Priority Banking Plan Checking Account, you may apply for an optional preferred APR that provides a discount of one-quarter of one percentage point (0.25%) for personal Priority Banking Gold or Priority Banking Level 2, and thirty-five one hundredths of one percentage point (0.35%) for personal Priority Banking Platinum, below our regular customer margin. The HELOC must qualify as an Associated Account. To receive the preferred rate, you must be enrolled as a personal Priority Banking Plan Checking Account customer by final approval of your HELOC application and maintain your personal Priority Banking Plan Checking Account and eligible Credit Line in good standing with us. There is an annual fee of $100, which is non-refundable and will be charged to your Credit Line on each anniversary date of your Credit Line account during the ten (10) year draw period. The annual fee will be waived if you maintain a personal Priority Banking Platinum Checking Account and have taken the steps required to receive the personal Priority Banking Platinum preferred rate described above. An annual fee is not assessed during the twenty (20) year repayment period after the draw period. Promotional Introductory Rates are subject to credit approval and good for new approved Home Equity FirstLine applications received from 6/1/2023 to 6/15/2023. You must carry insurance on the property that secures the credit line; flood insurance is required if the property is located in a special flood hazard area. Receive $100 off closing costs, which are estimated at $665 – $2,871 (appraisal services fee), $12 (flood determination fee), $840 – $2,212 (title report), $150 – $1,145 (recording fee), $416 (trust review fee), and $400 – $725 (legal documentation). Depending on your specific Credit Line, the closing costs could be higher than estimated and other closing costs may apply. Refinancing of existing First Hawaiian Bank mortgages and Home Equity FirstLine lines of credit and locks, and lines to purchase and install a new photovoltaic system, do not qualify for the rate offer. Only credit lines secured by Guam properties are eligible. Cannot be combined with other special rates, promotional offers, programs, or discounts.
Current Personal Loan Rates
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
Rates range from 8.49% to 15.49% Annual Percentage Rate (APR) based on the specific characteristics of your credit application, including but not limited to evaluation of credit history and income verification for amounts over $5,000, for approved personal loan applications received 6/1/2023 to 6/30/2023. $2,500 minimum loan amount. Income verification is required for loan amounts over $5,000. For Guam residents only, loan terms greater than 36 months require a minimum loan amount of $12,151. You must agree to set-up auto-pay from an FHB deposit account at the time of application, otherwise the interest rate will be 0.25% higher. The APR shown is for a $12,550.00 personal loan of 60 months with a monthly payment of $257.51, and is based on a 8.49% APR. Your actual APR may be higher than the rate shown. This example is solely for illustrative purposes, and is not necessarily the APR or term that a qualified borrower will be offered. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 (Grandfathered) Checking Account and 0.35 percentage points lower if you have personal Priority Banking Platinum Checking Account. The discounted rate does not apply to loans secured by a First Hawaiian Bank deposit account, loans secured by real property, loans originated at a dealership, or existing loans. For new loans, you must be enrolled as a Priority Banking Checking account customer when you submit your application. The new loan must qualify as an Associated Account. This discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and will be added to the principal balance. Offer subject to credit approval. This offer does not apply to business or real estate loans.
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
Rates range from 8.49% to 15.49% Annual Percentage Rate (APR) based on the specific characteristics of your credit application, including but not limited to evaluation of credit history and income verification for amounts over $5,000, for approved personal loan applications received 6/1/2023 to 6/30/2023. $2,500 minimum loan amount. Income verification is required for loan amounts over $5,000. For Guam residents only, loan terms greater than 36 months require a minimum loan amount of $12,151. You must agree to set-up auto-pay from an FHB deposit account at the time of application, otherwise the interest rate will be 0.25% higher. The APR shown is for a $12,550.00 personal loan of 60 months with a monthly payment of $257.51, and is based on a 8.49% APR. Your actual APR may be higher than the rate shown. This example is solely for illustrative purposes, and is not necessarily the APR or term that a qualified borrower will be offered. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 (Grandfathered) Checking Account and 0.35 percentage points lower if you have personal Priority Banking Platinum Checking Account. The discounted rate does not apply to loans secured by a First Hawaiian Bank deposit account, loans secured by real property, loans originated at a dealership, or existing loans. For new loans, you must be enrolled as a Priority Banking Checking account customer when you submit your application. The new loan must qualify as an Associated Account. This discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and will be added to the principal balance. Offer subject to credit approval. This offer does not apply to business or real estate loans.
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
Rates range from 8.49% to 15.49% Annual Percentage Rate (APR) based on the specific characteristics of your credit application, including but not limited to evaluation of credit history and income verification for amounts over $5,000, for approved personal loan applications received 6/1/2023 to 6/30/2023. $2,500 minimum loan amount. Income verification is required for loan amounts over $5,000. For Guam residents only, loan terms greater than 36 months require a minimum loan amount of $12,151. You must agree to set-up auto-pay from an FHB deposit account at the time of application, otherwise the interest rate will be 0.25% higher. The APR shown is for a $12,550.00 personal loan of 60 months with a monthly payment of $257.51, and is based on a 8.49% APR. Your actual APR may be higher than the rate shown. This example is solely for illustrative purposes, and is not necessarily the APR or term that a qualified borrower will be offered. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 (Grandfathered) Checking Account and 0.35 percentage points lower if you have personal Priority Banking Platinum Checking Account. The discounted rate does not apply to loans secured by a First Hawaiian Bank deposit account, loans secured by real property, loans originated at a dealership, or existing loans. For new loans, you must be enrolled as a Priority Banking Checking account customer when you submit your application. The new loan must qualify as an Associated Account. This discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and will be added to the principal balance. Offer subject to credit approval. This offer does not apply to business or real estate loans.
Current Auto Loan Rates
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
Rates range from 7.48% to 8.49% Annual Percentage Rate (APR) based on the specific characteristics of your credit application, including but not limited to age and condition of vehicle for approved direct auto loan applications received 6/1/2023 to 6/30/2023. $2,500 minimum loan amount. Income verification is required for loan amounts over $5,000. You must agree to set-up auto-pay from an FHB deposit account at the time of application, otherwise the interest rate will be 0.25% higher. The APR shown for a new car purchase is for a $12,550 auto loan of 48 months with a monthly payment of $303.40, is being used to finance the purchase of a car manufactured in either the previous or current calendar year, and is based on a 7.48% APR. The APR shown for a used car purchase is for a $12,550 auto loan of 36 months with a monthly payment of $393.32, is being used to finance the purchase of a car manufactured within the last 4 years, and is based on a 7.99% APR. Other rates and terms are available. Your actual APR may be higher than the rate shown. These examples are solely for illustrative purposes, and are not necessarily the APRs or terms that qualified borrowers will be offered. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 Checking Account (Grandfathered) and 0.35 percentage points lower if you have a personal Priority Banking Platinum Checking Account. The discounted rate does not apply to loans secured by a First Hawaiian Bank deposit account, loans secured by real property, loans originated at a dealership, or existing loans. For new loans, you must be enrolled as a Priority Banking Checking account customer when you submit your application. The new loan must qualify as an Associated Account. This discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and may be paid upfront or added to the principal balance. The maximum advance for new and used vehicles varies by the condition of the collateral and the term length of the loan. See a branch for details. Offer subject to credit approval. This offer does not apply to business loans, and cannot be used to finance the purchase of salvage, commercial/fleet vehicles, taxis, boats, or motorcycles.
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
Rates range from 7.48% to 8.49% Annual Percentage Rate (APR) based on the specific characteristics of your credit application, including but not limited to age and condition of vehicle for approved direct auto loan applications received 6/1/2023 to 6/30/2023. $2,500 minimum loan amount. Income verification is required for loan amounts over $5,000. You must agree to set-up auto-pay from an FHB deposit account at the time of application, otherwise the interest rate will be 0.25% higher. The APR shown for a new car purchase is for a $12,550 auto loan of 48 months with a monthly payment of $303.40, is being used to finance the purchase of a car manufactured in either the previous or current calendar year, and is based on a 7.48% APR. The APR shown for a used car purchase is for a $12,550 auto loan of 36 months with a monthly payment of $393.32, is being used to finance the purchase of a car manufactured within the last 4 years, and is based on a 7.99% APR. Other rates and terms are available. Your actual APR may be higher than the rate shown. These examples are solely for illustrative purposes, and are not necessarily the APRs or terms that qualified borrowers will be offered. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 Checking Account (Grandfathered) and 0.35 percentage points lower if you have a personal Priority Banking Platinum Checking Account. The discounted rate does not apply to loans secured by a First Hawaiian Bank deposit account, loans secured by real property, loans originated at a dealership, or existing loans. For new loans, you must be enrolled as a Priority Banking Checking account customer when you submit your application. The new loan must qualify as an Associated Account. This discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and may be paid upfront or added to the principal balance. The maximum advance for new and used vehicles varies by the condition of the collateral and the term length of the loan. See a branch for details. Offer subject to credit approval. This offer does not apply to business loans, and cannot be used to finance the purchase of salvage, commercial/fleet vehicles, taxis, boats, or motorcycles.
Promotional Rate (with FHB Auto-Pay)
Promotional Rate (with FHB Auto-Pay)
Current Adjustable Rate
Current Adjustable Rate
Rates range from 7.48% to 8.49% Annual Percentage Rate (APR) based on the specific characteristics of your credit application, including but not limited to age and condition of vehicle for approved direct auto loan applications received 6/1/2023 to 6/30/2023. $2,500 minimum loan amount. Income verification is required for loan amounts over $5,000. You must agree to set-up auto-pay from an FHB deposit account at the time of application, otherwise the interest rate will be 0.25% higher. The APR shown for a new car purchase is for a $12,550 auto loan of 48 months with a monthly payment of $303.40, is being used to finance the purchase of a car manufactured in either the previous or current calendar year, and is based on a 7.48% APR. The APR shown for a used car purchase is for a $12,550 auto loan of 36 months with a monthly payment of $393.32, is being used to finance the purchase of a car manufactured within the last 4 years, and is based on a 7.99% APR. Other rates and terms are available. Your actual APR may be higher than the rate shown. These examples are solely for illustrative purposes, and are not necessarily the APRs or terms that qualified borrowers will be offered. The interest rate will be 0.25 percentage points lower if you have a personal Priority Banking Gold or Level 2 Checking Account (Grandfathered) and 0.35 percentage points lower if you have a personal Priority Banking Platinum Checking Account. The discounted rate does not apply to loans secured by a First Hawaiian Bank deposit account, loans secured by real property, loans originated at a dealership, or existing loans. For new loans, you must be enrolled as a Priority Banking Checking account customer when you submit your application. The new loan must qualify as an Associated Account. This discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and may be paid upfront or added to the principal balance. The maximum advance for new and used vehicles varies by the condition of the collateral and the term length of the loan. See a branch for details. Offer subject to credit approval. This offer does not apply to business loans, and cannot be used to finance the purchase of salvage, commercial/fleet vehicles, taxis, boats, or motorcycles.
Current Consumer Equity Loan Rates
Promotional Rate
Promotional Rate
Current Adjustable Rate
Current Adjustable Rate
The 7-year Promotional Rate is based on an owner-occupant, fully-amortized 7-year fixed rate loan of $100,000 at 6.440% interest rate / 6.52% annual percentage rate ("APR") with 84 monthly principal and interest payments of $1,482.04. The 10-year Promotional Rate is based on an owner-occupant, fully-amortized 10-year fixed rate loan of $100,000 at 6.440% interest rate / 6.50% APR with 120 monthly principal and interest payments of $1,132.43. Other payment options are available. Your actual APR may vary depending on the amortization schedule selected, loan funding date, and other factors. Promotional rates shown are available up to $500,000 to qualified owner-occupants only. You must carry insurance on the property that secures the loan. If you are an owner-occupant, you will not have to pay closing costs unless our credit underwriting policies require an ALTA policy, appraisal, trust review, or other legal document preparation, which shall be paid by you. These closing costs are estimated at $750 – $3,557 (ALTA policy), $275 – $2,285 (appraisal services fee), $150-$375 (trust review fee), and $225 – $475 (legal documentation). Your actual costs may be higher. Consumer Equity Loans secured by investment properties or second homes are subject to rate add-ons and payment of all closing costs by you. This offer is available for new approved Consumer Equity Loan applications received from 6/1/2023 to 6/15/2023, subject to credit approval. Offer cannot be combined with other promotions or special rates. Refinancing of existing First Hawaiian Bank mortgages and Home Equity FirstLine lines of credit and locks, and lines to purchase and install a new photovoltaic system, do not qualify for this offer. Only Hawaii properties are eligible. Other restrictions apply.
Promotional Rate
Promotional Rate
Current Adjustable Rate
Current Adjustable Rate
The 7-year Promotional Rate is based on an owner-occupant, fully-amortized 7-year fixed rate loan of $100,000 at 6.440% interest rate / 6.71% annual percentage rate ("APR") with 84 monthly principal and interest payments of $1,482.04. The 10-year Promotional Rate is based on an owner-occupant, fully-amortized 10-year fixed rate loan of $100,000 at 6.440% interest rate / 6.64% APR with 120 monthly principal and interest payments of $1,132.43. Other payment options are available. Your actual APR may vary depending on the amortization schedule selected, loan funding date, and other factors. Promotional rates shown are available up to $500,000 to qualified owner-occupants only. You must carry insurance on the property that secures the loan. If you are an owner-occupant, you will receive $125 off closing costs. These costs, if applicable, are estimated at $665 – $2,871 (appraisal services fee), $12 (flood determination fee), $840-$2,212 (title report), $150-$1,145 (recording fee), $416 (trust review fee), and $400 – $725 (legal documentation). Your actual costs may be higher. Consumer Equity Loans secured by investment properties or second homes are subject to rate add-ons and payment of all closing costs by you. This offer is available for new approved Consumer Equity Loan applications received from 6/1/2023 to 6/15/2023, subject to credit approval. Offer cannot be combined with other promotions or special rates. Refinancing of existing First Hawaiian Bank mortgages and Home Equity FirstLine lines of credit and locks, and lines to purchase and install a new photovoltaic system, do not qualify for this offer. Only Guam properties are eligible. Other restrictions apply.
Current Personal FirstLine[[®]] Lock Rates
Promotional Rate
Promotional Rate
Current Adjustable Rate
Current Adjustable Rate
The Annual Percentage Rate (APR) range from 12.93% to 13.69% as of 6/1/2023 is based on the specific characteristics of your credit application, including but not limited to evaluation of credit history, for approved personal loan applications received from 6/1/2023 to 6/30/2023. $2,500 minimum line amount. Income verification is required for loan amounts over $5,000. The APR may vary and will be adjusted to 4.50 to 5.25 percentage points over an index, which is the Wall Street Journal Prime Rate, except that the APR will never be higher than 24.00%. Your actual APR may be higher than the rate shown. Preferred rate of 0.25% (Gold/Level 2) or 0.35% (Platinum) off the margin of the variable rate line of credit (discount does not apply to fixed introductory rates or fixed rate lock advances). The preferred rate does not apply to existing lines of credit. Subject to credit approval. The line of credit must qualify as an Associated Account. The preferred rate may not be combined with another promotional offer, program, or discount unless stated otherwise. Valid only if you and we agree to these terms in writing as part of your line of credit agreement(s) and will continue as long as you maintain your Priority Banking Gold/Level 2 or Platinum Checking Account and eligible line of credit account in good standing with us. To receive the discounts, you must be enrolled as A Priority Banking Gold/Level 2 or Platinum Checking Account customer when you submit your application. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and may be paid upfront or added to the principal balance. Offer subject to credit approval. This offer does not apply to business or real estate loans.
Promotional Rate
Promotional Rate
Current Adjustable Rate
Current Adjustable Rate
The Annual Percentage Rate (APR) range from 12.93% to 13.69% as of 6/1/2023 is based on the specific characteristics of your credit application, including but not limited to evaluation of credit history, for approved personal loan applications received from 6/1/2023 to 6/30/2023. $2,500 minimum line amount. Income verification is required for loan amounts over $5,000. The APR may vary and will be adjusted to 4.50 to 5.25 percentage points over an index, which is the Wall Street Journal Prime Rate, except that the APR will never be higher than 24.00%. Your actual APR may be higher than the rate shown. Preferred rate of 0.25% (Gold/Level 2) or 0.35% (Platinum) off the margin of the variable rate line of credit (discount does not apply to fixed introductory rates or fixed rate lock advances). The preferred rate does not apply to existing lines of credit. Subject to credit approval. The line of credit must qualify as an Associated Account. The preferred rate may not be combined with another promotional offer, program, or discount unless stated otherwise. Valid only if you and we agree to these terms in writing as part of your line of credit agreement(s) and will continue as long as you maintain your Priority Banking Gold/Level 2 or Platinum Checking Account and eligible line of credit account in good standing with us. To receive the discounts, you must be enrolled as A Priority Banking Gold/Level 2 or Platinum Checking Account customer when you submit your application. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and may be paid upfront or added to the principal balance. Offer subject to credit approval. This offer does not apply to business or real estate loans.
Promotional Rate
Promotional Rate
Current Adjustable Rate
Current Adjustable Rate
The Annual Percentage Rate (APR) range from 12.93% to 13.69% as of 6/1/2023 is based on the specific characteristics of your credit application, including but not limited to evaluation of credit history, for approved personal loan applications received from 6/1/2023 to 6/30/2023. $2,500 minimum line amount. Income verification is required for loan amounts over $5,000. The APR may vary and will be adjusted to 4.50 to 5.25 percentage points over an index, which is the Wall Street Journal Prime Rate, except that the APR will never be higher than 24.00%. Your actual APR may be higher than the rate shown. Preferred rate of 0.25% (Gold/Level 2) or 0.35% (Platinum) off the margin of the variable rate line of credit (discount does not apply to fixed introductory rates or fixed rate lock advances). The preferred rate does not apply to existing lines of credit. Subject to credit approval. The line of credit must qualify as an Associated Account. The preferred rate may not be combined with another promotional offer, program, or discount unless stated otherwise. Valid only if you and we agree to these terms in writing as part of your line of credit agreement(s) and will continue as long as you maintain your Priority Banking Gold/Level 2 or Platinum Checking Account and eligible line of credit account in good standing with us. To receive the discounts, you must be enrolled as A Priority Banking Gold/Level 2 or Platinum Checking Account customer when you submit your application. A one-time documentation preparation fee of $50.00 applies to all loans under this promotion and may be paid upfront or added to the principal balance. Offer subject to credit approval. This offer does not apply to business or real estate loans.
