Fixed Rate Mortgage
Relax. Your rate is locked in for the length of your mortgage.
Features
- You can pay off your loan early with no prepayment penalty
- Stable, predictable monthly payments
- See today's rates and loan terms and conditions, including payment examples
No worries, no surprises
Your bill is the same each month.
You’re protected
Rising mortgage rates won’t affect you.
Know what you owe
Budgeting and planning are a snap.

Ideal for
- Owner occupants who are refinancing
- Those who want to know what their payments will be
- Those on a fixed income
- Homeowners who will stay in the home for many years
Current fixed mortgage rates
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
15-yr Fixed Rate¹
4.125%
1.875
4.54%
$7.45 per $1,000 borrowed for 180 Monthly Payments
Interest rates updated as of 07/01/2022
30-yr Fixed Rate¹
5.000%
1.875
5.25%
$5.36 per $1,000 borrowed for 360 Monthly Payments
Interest rates updated as of 07/01/2022
1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only.
What is the impact of making extra payments on my debt?
Ready to Apply?

Wendy Lum

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