Adjustable Rate Mortgage
Enjoy lower fixed rates for years, and then your mortgage adjusts.
Adjustable Rate Mortgage[[#1]] Features
- Interest rate and monthly payments remain the same for an initial period, then adjust semi-annually
- Variety of terms available: 3/6, 5/6, 7/6 or 10/6[[#2]], with semi annual and lifetime interest rate caps
- See today's rates and loan terms and conditions, including payment examples.
Your rate is fixed for years
Choose fixed-rate terms that last from 3 to 10 years.
Flexible options for your changing life
Great for those who plan to move within a few years.
Lower initial rates
The rate may be lower than a fixed rate mortgage.

Ideal for
- Owners who know they will sell in a few years
- House flippers or short-term investors
- Borrowers who anticipate rising incomes or large cash settlements in the future
What is the impact of making extra payments on my mortgage debt?
Ready to Apply?

Lorrie Onaga

Paulette Suzuki

Collins Tomei
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