Land Loans

Refinance your land now to build your dream home later

Land Loans[[#1]][[, ]][[#2]] Features

  • 2 and 3 years term available[[#3]]
  • No prepayment penalty

Interim financing to purchase a vacant lot at residential pricing

Refinance your land to build your dream home

Your FHB land loan can be refinanced into a construction to permanent loan—with reduced fees[[#2]]

buy now, build later

Ideal for

  • Those with land, but not yet ready to build 

Ready to Apply?

Lan Yao

Lan Yao

Digital Mortgage Loan Officer

NMLS #2042254

First Hawaiian Center

Elina Grugier Bell

Elina Grugier Bell

AVP & Sr Mortgage Loan Officer

NMLS #609941

Makiki Branch

Yuko Omorai photo

Yuko Omorai

AVP & Mortgage Loan Officer

NMLS #1645209

First Hawaiian Center


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    1. Only available for fee simple improved land located in Hawaii and Guam. Improved land is defined as land with available water and electricity. Not available for foreign nationals.

    2. Subject to credit approval. Certain restrictions may apply.

    3. 2 years term is not available for Guam properties.

    Land Loans

    Land Loans