Land Loans Refinance

Refinance your land now to build your dream home later

Land Loans[[#1]][[, ]][[#2]] Features

  • 2 and 3 years term available[[#3]]
  • No prepayment penalty

Interim financing to purchase a vacant lot at residential pricing

Refinance your land to build your dream home

Your FHB land loan can be refinanced into a construction to permanent loan—with reduced fees[[#2]]

buy now, build later

Ideal for

  • Those with land, but not yet ready to build 

Ready to Apply?

Jiamei Zahnen

Jiamei Zahnen

Mortgage Loan Officer

NMLS #580459

Maite Banking Center

Christopher Bento

Christopher Bento

Digital Mortgage Loan Officer

NMLS #1369899

First Hawaiian Center

Richard Smith

Richard Smith

Senior Mortgage Loan Officer

NMLS #543118

Kahului Branch


We're here to help.


    1. Only available for fee simple improved land located in Hawaii and Guam. Improved land is defined as land with available water and electricity. Not available for foreign nationals.

    2. Subject to credit approval. Certain restrictions may apply.

    3. 2 years term is not available for Guam properties.

    Land Loans Refinance

    Land Loans Refinance