Life Planning

Say Hello to Direct Deposit

Posted on Apr 07, 2022

It’s another payday and once again, the only thing between you and your money is the line at the teller window. Or, it’s the weekend and you didn’t make it to your local branch to deposit your monthly Social Security or pension check. It’s time you considered direct deposit, and First Hawaiian Bank has just the timesaving, easy, and secure option for you.

What is direct deposit?

Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking, savings, or money market account. It's convenient, secure, and saves trips to your branch.

Direct deposit has benefits

Depositing your pay, Social Security check, pension, annuity payments, and even IRS refunds, directly into your First Hawaiian Bank checking, savings, money market or retirement account is not only a convenient time-saver, but there are plenty of other benefits as well:

  • There is no charge for direct deposit. First Hawaiian Bank’s direct deposit is free of charge. No fee to setup direct deposit to any of your First Hawaiian Bank personal accounts - checking, savings, or money market account.
  • No more waiting for paper checks to arrive and clear. You can access your funds quickly. It’s frustrating at times, waiting for the post office to deliver your monthly check. Even once it’s in your hands, you may still have to wait for your deposit institution to release your funds.
  • Lost, damaged or stolen paper checks are history. Lost checks take time to replace. Also, the U.S. Postal Service reports an increase in thefts of checks from household and business mailboxes. Stolen checks often end up sold or swapped on the internet.
  • Looking for greater security and peace of mind: The funds deposited into your account are FDIC insured up to legal limits.

Get started with direct deposit

With your First Hawaiian Bank account number and the bank’s routing number or a voided check, go to your employer or the funding entity and request direct deposit. Most direct-deposit requests can be implemented by your next payday.

Once deposited, access your funds through our network of ATMs, branches and FHB Online & Mobile Banking.If you enrolled in FHB Online and Mobile Banking, you can also electronically transfer funds between checking and savings accounts.

For further questions, contact First Hawaiian Bank today about linking direct deposit to your personal account.

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