Priority Unlimited[[®]] Cash Back Credit Card

You can earn 2% unlimited Cash Back on your purchases.[[#1]][[, ]][[#2]]

Pricing & Terms

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Earn Rewards[[#3]]

$100 bonus statement credit after spending $1,500 within the first 3 months after account opening. To qualify, apply by 8/31/24[[#4]]
Plus, get a $50 statement credit with a new Pure Checking or a $100 statement credit when you open or upgrade to a Personal Priority Banking Checking Account by 10/31/24.
2% Cash Back for customers with an additional qualifying FHB account (otherwise, 1.5% Cash Back for those without )[[#1]]^,[[#2]]
Redeem Cash Back at any time, through on-demand redemption, automatic monthly redemption, or Mastercard^® Pay with Rewards^TM[[#5]]

For more information, see Program Agreement

Easy to use

Easy to earn

Cash Back[[#1]][[,]][[#2]]

Earn cash back on large and small purchases

Save money

[[No annual fee | /priorityunlimiteddisclosures]]

Key benefits

Monitor your transactions, view eStatements, and easily make card payments with FHB Online & Mobile Banking
Apply Cash Back towards your eligible purchases with Mastercard^® Pay with Rewards[[#5]]
Be alert! Learn more about security and fraud protection and enroll in card alerts for your account and transactions
Your card is protected by Mastercard 3D Secure 2.0! Visit our FAQs to learn more.
Our cards are contactless and mobile wallet-ready! Use your card with Apple Pay^®, Google Pay^®, and Samsung Pay^®

Additional Mastercard benefits[[#6]]

Zero liability protection on unauthorized purchases
Mastercard ID Theft Protection^TM
Extended Warranty
Purchase Assurance
MasterRental Coverage
MasterCard^® Global Services^TM

Rewards Program[[#3]]

Explore our Priority Unlimited Program
Earn unlimited Cash Back on your purchases[[#1]]^,[[#2]]. Find out how much you could earn.

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We’re here to help
Call 808-643-CARD (2273) or 1-800-403-7167 from Guam and CNMI.

Already applied? View your application status.

FAQs

How do I earn Cash Back?

Use your Priority Unlimited Mastercard^® on purchases and automatically earn Cash Back. Cash Back will be earned when eligible transactions post to your account. You will earn 2% Cash Back on qualifying purchases if you have an additional qualifying FHB account OR 1.5% Cash Back if you do not. To qualify to receive 2% Cash Back on purchases, your additional qualifying FHB account must be open and in good standing when the transaction posts.

How can I redeem Cash Back?

Cash Back can be redeemed as a statement credit through on-demand redemption, automatic monthly redemption or Mastercard Pay with Rewards^TM, so long as your account is in good standing at the time the redemption is made.

MasterCard Pay with Rewards is a program that allows you to redeem statement credits towards eligible purchases.

When you redeem Cash Back, you will have to enter the amount you wish to redeem. The minimum redemption amount is $25.00. Cash Back cannot be bought, sold, or transferred.

What is a qualifying account?

A qualifying FHB account is any FHB personal deposit account (checking, savings, CD, IRA), mortgage, home equity loan, HELOC, or private banking relationship. You must be an owner of the qualifying account. Agents, beneficiaries, custodians, guardians, personal representatives, guarantors, and other types of non-owners are excluded. Cash Back is accumulated when eligible transactions post to the cardholder’s account.

Is there a maximum amount of Cash Back I can earn per year?

You can earn unlimited Cash Back on eligible purchases as long as your account is open and in good standing.

How do I view my Priority Unlimited Cash Back activity online?

In order to see your Priority Unlimited Cash Back activity online, you must register your account on www.fhbunlimited.com. Look for the Login/Register button on the site and follow the steps to register your account. You cannot register your account over the phone.

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Disclosures

You will not earn Cash Back for cash advances, balance transfers, convenience checks, ATM withdrawals, PIN transactions, money transfers (including P2P payments), quasi cash transactions (including purchases of traveler’s checks, money orders, foreign currencies and cryptocurrencies), lease and loan payments, truck stop transactions, tax payments, gambling transactions, unauthorized or fraudulent charges, finance charges and other card-related fees. See the Priority Unlimited Program Agreement and the Priority Unlimited Credit Card Agreement at fhb.com/unlimited for additional details and restrictions.
Earn 2% Cash Back on qualifying purchases if you have an additional qualifying FHB account OR 1.5% Cash Back if you do not. A qualifying FHB account is any FHB personal deposit account (checking, savings, CD, IRA), mortgage, home equity loan, HELOC, or private banking relationship. You must be an owner of the qualifying account. Agents, beneficiaries, custodians, guardians, personal representatives, guarantors, and other types of non-owners are excluded. Cash Back is accumulated when eligible transactions post to the cardholder’s account.
First Hawaiian Bank reserves the right to cancel or change the Program at any time without prior notice.
Subject to credit approval. Apply for a new Priority Unlimited Credit Card by 8/31/24 and, if approved, receive a $100 bonus statement credit after spending $1,500 in net qualifying purchases (purchases minus returns/credits) within the first three months after account opening. Your account opening date is noted on your approval letter. Certain transactions are not considered qualifying purchases (e.g., cash advances, balance transfers). See the Priority Unlimited Program Agreement and the Priority Unlimited Credit Card Agreement at fhb.com/unlimited for additional details and restrictions. Account must be open and in good standing to receive the $150 bonus statement credit.
Cash Back can be redeemed as a statement credit through on-demand redemption, automatic monthly redemption or Mastercard Pay with Rewards, so long as your account is in good standing at the time the redemption is made. MasterCard Pay with Rewards is a program that allows you to redeem statement credits towards eligible purchases. When you redeem Cash Back, you will have to enter the amount you wish to redeem. The minimum redemption amount is $25.00. Cash Back cannot be bought, sold, or transferred. To qualify to receive 2% Cash Back on purchases, your qualifying FHB account must be open and in good standing when the transaction posts (otherwise, you will receive 1.5% Cash Back if you do not have an additional qualifying FHB account.
Certain terms, conditions, and restrictions apply. Please see the Guide to Benefits for details.