Loan Forgiveness PPP $150,000 or less

SBA Paycheck Protection Program

Loan Forgiveness for PPP Loans $150,000 or less

We have sent invitations to all borrowers with a PPP loan of $150,000 or less to apply for forgiveness. If you did not receive an invitation to apply for forgiveness, please contact us at immediately. 

All First Hawaiian Bank PPP customers will apply for forgiveness through an online application process. No paper applications will be accepted. Our invitation e-mail includes a unique link to access our online portal.

Readiness Guide for Form 3508S
Covered Period and Deferment Period Calculator
Forgiveness FAQ

Loan Forgiveness Process and Timeline

Step 1

Review all supporting documents above to prepare

Step 2

Go to the email from FHB inviting you to apply for forgiveness and use your unique link to access our application portal
(email us at if you did not receive the invitation to apply)

Step 3

Complete and submit your application for review

Step 4

FHB will review your application and submit it to the SBA 
Note: Please be prepared to provide additional information if FHB has any questions or concerns

Up to 60 days

Step 5

SBA will review your application and upon receipt of its final decision, FHB will communicate with you

Up to 90 days

Learn More About Key PPP Forgiveness Terms

Determining Your Forgiveness Eligibility

Covered Period & Cash Compensation

Full Time Equivalency (FTE)

Salary/Hourly Wage Reduction


NOTE #1: This information is current as of 8/10/2021 and is subject to change based on additional guidance from the U.S. Small Business Administration (SBA).

NOTE #2: This information is provided for your convenience and is not a substitute for reviewing the SBA’s requirements and consulting with your accountant, attorney, or other trusted professional. You are responsible for understanding the requirements of the Paycheck Protection Program (PPP) and how they apply to your PPP loan.