United[[®]] World Elite Business Credit Card

Upgrade your United MileagePlus[[®]] Business Credit Card and enjoy more rewards[[#1]]

Benefits of the new United® World Elite Business Credit Card

  • 2x Miles per $1 spent on United tickets purchased through United ticketing channels, dining, home supply warehouse stores & hardware stores, and telecommunication services[[#2]]
  • 1x Mile per $1 spent on all other purchases
  • Free 1st and 2nd checked bags on United flights[[#3]]
  • 2 complimentary United ClubSM lounge passes per account per year[[#4]]
  • No foreign transaction fees[[#5]]
  • For more information, see Program Agreement

How to upgrade my account?

Submit a Request

Existing United MileagePlus Business Credit Card Authorized Signers should visit any FHB branch to request an upgrade.

Request Reviewed

Upgrade Requests are reviewed and if approved, upgrades will be processed on the 1st and 20th of the month.[[#6]] Accounts currently in default or closed may be denied.

Upgrade Complete

If approved, all United MileagePlus Cardholders on the account will be upgraded. The first year's annual fee will be waived, then $99 thereafter.[[#7]]

Ready to upgrade?

Visit your nearest First Hawaiian Bank branch to complete a United Business Upgrade Request Form


    1. Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. MileagePlus Program participation may not be permitted in some countries. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to www.united.com. Travel and booking are subject to availability.
    2. Purchases must be submitted by eligible merchants to qualify for additional Miles beyond one (1) Mile per $1 spent. Eligibility is determined by the merchant’s Merchant Category Code (MCC). First Hawaiian Bank is not affiliated with any merchants, nor is any merchant a sponsor of the United Program. United, its subsidiaries, affiliates, and agents are not responsible for any products and services of other participating companies or partners. Please see the United World Elite Business Credit Card Program Agreement for details. All Miles are awarded to the Business Cardholder’s MileagePlus account.
    3. The Business Cardholder’s first and second checked bags are free when traveling on United and United Express-operated flights with tickets purchased with his or her United World Elite Business Credit Card. This fee waiver is only available on United and United Express-operated flights. Service charges for oversized, overweight, and extra baggage may still apply. This benefit cannot be combined with any other benefit that exempts cardholders from checked baggage service charges. First Hawaiian Bank is not responsible for the provision of or failure to provide said benefits.
    4. United World Elite Business Credit Card accounts that are in good standing upon their anniversary date will receive two complimentary United one-time passes. These passes are valid for use at any participating United Club. Please allow 4 - 6 weeks for passes to be deposited to eligible United MileagePlus accounts. Each pass admits one person for one visit to a participating United Club location. You must present your valid one-time pass, a government-issued photo ID (such as a driver’s license, passport, or Military ID), and a same-day boarding pass to gain access to United Club locations. Passes are not assignable and have no cash value. Each United Club pass is subject to the expiration date located on the pass. Access to a United Club location is subject to the United Club terms & conditions and access policies, each of which is subject to change, with or without notice. Access is subject to space availability. Other terms, conditions, and restrictions may apply. For additional information regarding the United Club, please visit united.com/unitedclub. United Club access is capacity controlled. Amenities may vary by location. We strongly advise you to research lounges before visiting them. United reserves the right to modify pricing, benefits services, hours, club locations, and reciprocal lounge agreements at any time with or without written notice to its members and customers. See the United World Elite Business Credit Card Program Agreement for more information. First Hawaiian Bank reserves the right to cancel or change the Program at any time without prior notice and is not responsible for the provision of, or failure to provide, United Club lounge amenities.
    5. See the United Business Pricing and Terms.
    6. If the 1st or the 20th of the month falls on a weekend or holiday, the Upgrade Request will be processed on the following business day. Please note that the enhanced benefits of the United World Elite Business Credit Card will not be effective until the Upgrade Form is approved and processed. Upon approval of your Upgrade Request, we will upgrade all employee cardholders tied to the existing United MileagePlus Card Account to the new United World Elite Card account(s) and all upgraded cards will be subject to the United World Elite Business Credit Card Terms and Conditions, United World Elite Business Credit Card Agreement, and United World Elite Business Credit Card Program Agreement.
    7. Upon upgrading, the Annual Fee on each card will increase to $99. This fee will be waived for the first year and then charged 13 months following the Effective Date of the Upgrade Request on your cycle date and every 12 months thereafter. You will receive a prorated refund for any annual fee(s) paid on your United MileagePlus Credit Card account. Please see the United World Elite Business Credit Card Disclosures for additional rate and fee information.