Complete Checking

No minimum balance. Yes to convenience and protection.

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Key benefits

Additional protection benefits

No minimum balance

Free Online Bill Pay

Account Features
Complete Checking Debit Mastercard


  • $7/month service charge (waived with $1,500 aggregate direct deposits per statement cycle)+

  • $20 minimum opening deposit

  • Overdraft Services

Additional details

The Complete Checking Debit Mastercard®[[#3]] includes all of the benefits of our Standard Debit Mastercard, plus:

  • Credit Monitoring
  • ID Theft Support
  • For details about this Debit Card and the benefits click here

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    The current balance is the total amount of funds in your account. The available balance is your current balance less any outstanding holds or debits that have not yet posted to your account.

      The following accounts can be accessed through FHB Online:

      • Checking
      • Savings
      • Money Market/ MaxiMizer
      • Certificate of Deposit
      • Individual Retirement Account (IRA)
      • Credit Card
      • Mortgage
      • Personal Loan
      • Personal Line of Credit (Personal FirstLine)
      • Home Equity Line of Credit (Home Equity FirstLine)
      • Overdraft Protection (Yes-Check)
      • Trust
      • Investment
      • Insurance

      There are various restrictions on the uses of certain accounts that are described in the FHB Online Terms and Conditions.

        The amount of specific information available online is dependent upon when you first enroll and log into the service. The system will store up to 36 months of individual account activity (including check and deposit images) and 12 months of eStatements. The amount of account activity information may vary when accessing the information via Quicken/QuickBooks.


        Didn’t find an answer? Still have questions?


          1. For additional information about  FHB Online and Mobile Banking, including fees associated with optional services, please see Terms & Conditions of FHB Online. You must have a mobile device with internet and a rear-facing camera with autofocus to use Mobile Deposit. 
          2. Safe Deposit Box. Rental is based upon availability. Limit of one safe deposit box per checking account. Safe deposit box contents are not insured by First Hawaiian Bank, the FDIC, or any other government agency. Requires annual rent to be prepaid and automatically deducted from a First Hawaiian Bank Checking or Savings Account.
          3. Complete Checking Debit Mastercard. The benefits associated with the Complete Checking Account (“Benefits”) are only provided on or with the Complete Checking Debit Mastercard. The Benefits are provided by Mastercard and its affiliates and contractors, and are not provided or endorsed by First Hawaiian Bank. Additional restrictions apply. Please review your Guide to Benefits for detailed information. The Benefits require use of the Debit Card. Registration is required for certain Benefits (i.e., credit monitoring & activity alerts, additional ID monitoring and ID theft coverage). Go to for more information. First Hawaiian Bank and Mastercard reserve the right to cancel or change the Benefits at any time without prior notice. If your Complete Checking Account or Debit Card are cancelled or closed for any reason, access to the Benefits may be terminated at any time without notice.

          + Service charges accurate as of 2/3/2020.


          Complete Checking Debit Mastercard

          Complete Checking

          Complete Checking