First Hawaiian Bank

Complete Checking

Complete Checking

We've got you covered with mobile banking, free online bill payment and more.

Open an account
Credit Card

Convenience. Protection. It's in here.

Pure Checking

Additional Protection Benefits

Complete Checking

No Minimum Balance

Priority Banking

Free Online Bill Payment

Complete Checking Debit Mastercard4

  • All of the benefits of our Standard Debit Mastercard®, plus:
  • Cell Phone Protection5
  • Credit Score & Monitoring
  • ID Theft Support
  • And More!
  • For details about this Debit Card and the benefits click here

Key Benefits

  • No minimum balance requirements
  • FHB Online®1, Mobile Banking2, Mobile Deposit2
  • Free Online Bill Payment1
  • Free checks (select designs)
  • Safe deposit box discount3

Account Features

  • $7/month service charge (waived with $1,500 aggregate direct deposits per statement cycle)+
  • $20 minimum opening balance.
Open an account Disclosures
  1. FHB Online. FHB Online access through Quicken® or QuickBooks® is $9.95 per month. Does not apply to access through Quicken® or QuickBooks®. Optional Online Banking Features may incur additional fees. See Terms & Conditions of the FHB Online Services for more details.
  2. FHB Mobile Banking. You must be enrolled in FHB Online and have a mobile device with internet to use FHB Mobile Banking. Device must have a rear-facing camera with autofocus to use Mobile Deposit. See FAQs in the “Mobile Deposit” section of for Mobile Deposit eligibility requirements. Checks deposited via Mobile Deposit are treated as deposits by mail for funds availability purposes. See Terms and Conditions of FHB Online services for full details. Text banking not available in Guam or CNMI.
  3. Safe Deposit Box. Rental is based upon availability. Safe deposit box contents are not insured by First Hawaiian Bank, the FDIC, or any other government agency. Requires annual rent to be prepaid and automatically deducted from a First Hawaiian Bank Checking or Savings Account.
  4. Complete Checking Debit Mastercard. The benefits associated with the Complete Checking Account (“Benefits”) are only provided on or with the Complete Checking Debit Mastercard. The Benefits are provided by Mastercard and its affiliates and contractors, and are not provided or endorsed by First Hawaiian Bank. Additional restrictions apply. Please review your Guide to Benefits for detailed information. The Benefits include cellphone or other types of insurance (see box below), which require use of the Debit Card. Registration is required for certain Benefits (i.e., credit score, credit monitoring & activity alerts, additional ID monitoring and ID theft – family coverage, etc.). Go to for more information. First Hawaiian Bank and Mastercard reserve the right to cancel or change the Benefits at any time without prior notice. If your Complete Checking Account or Debit Card are cancelled or closed for any reason, access to the Benefits may be terminated at any time without notice.
  5. Cell Phone Protection. Customers are eligible to file claims only if they pay their monthly cell phone bill with their Complete Checking Debit Mastercard. Coverage takes effect from the first day of the calendar month following the payment of their bill. To file a claim, call 1-800-Mastercard or go to Subject to limits, exclusions and conditions. Please refer to your Guide to Benefits for more information.

+ Service charges accurate as of 2/1/2018.