First Step Home Loan
When you’re ready to leap into homeownership, we’re here to help you take the first step.
Benefits
- Low down payment of 10.01%
- With as little as 3% down payment from the buyer and the remainder from family
- Waiver of mortgage insurance
- Lower closing costs
- Competitive mortgage rates
- Maximum loan amount of $822,375
- Maximum loan-to-value ratio of 89.99%
- Fixed and adjustable rates available

Features
- Fixed rates and low down payments
- See today's rates and loan terms and conditions, including payment examples
Ideal for
- Owner occupants with no prior home ownership in the last 3 years
- First time homebuyers purchasing residential property in Hawaii
What is the impact of making extra payments on my debt?
Ready to apply?
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