First Step Home Loan
When you’re ready to leap into homeownership, we’re here to help you take the first step.
- Low down payment of 10.01%
- With as little as 3% down payment from the buyer and the remainder from family
- Waiver of mortgage insurance
- Lower closing costs
- Competitive mortgage rates
- Maximum loan amount of $822,375
- Maximum loan-to-value ratio of 89.99%
- Fixed and adjustable rates available
- Owner occupants with no prior home ownership in the last 3 years
- First time homebuyers purchasing residential property in Hawaii
What is the impact of making extra payments on my debt?
Ready to apply?
We’re here to help
It’s all about you, your budget, and your life. We have a variety of mortgage types, and we can help you find the one that’s right for you. For a free analysis and recommendation of the best mortgage loan program for you, please call us at 643-HOME (4663) or take a look at our Mortgage Selector Tool. We also have mortgage calculators that can help you determine what is right for you.
Welcome home! We’re here to help make the process of applying for a mortgage as simple for you as possible.
- Contact our customer service line for new or current mortgage customers. We’ll put you in contact with a mortgage specialist who will be able to help make your dreams come true.
- Apply in person at the branch most convenient for you