First Step Home Loan[[SM]]
When you’re ready to leap into homeownership, we’re here to help you take the first step.
First Step Home Loan[[SM]][[#1]] Benefits
- Low down payment of 10.01% with as little as 3% down payment from the buyer and the remainder from family[[#2]]
- Waiver of mortgage insurance
- Reduced Closing Costs[[#3]]
- Maximum loan amount of $1,149,825
- Maximum loan-to-value ratio of 89.99%
- Choose from either a fixed-rate or adjustable rate mortgage
Features
- Fixed rates and low down payments
- See today's rates and loan terms and conditions, including payment examples
Ideal for
- Owner occupants with no prior majority ownership greater than 50% of any residential real estate in last three years[[#4]]
- First time homebuyers purchasing residential property in Hawaii[[#5]]
Ready to Apply?
Isaiah Caycayon
Lan Yao
Christopher Kim Bento
We're here to help.
FAQs
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