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- Tips To Protect Your Financial Health
Tips To Protect Your Financial Health
posted on April 25, 2012
Your financial health is just as important as your physical well-being. Here are a few ways to make sure your pocketbook stays safe and healthy1:
Don’t respond to prize notifications requiring a payment to receive the prize or free gift, especially if the letter came from overseas or asks you to send the fee via wire transfer.
Be wary of someone who just shows up at your door to sell you a product or service, or to ask for a donation.
Ask questions. Trustworthy businesses will provide you their company name, address, phone number and their license number (if in a licensed industry), as well as any information you need about their services or products to help you understand what is being offered. Reputable charities will be able and willing to answer questions about their operations, finances, and programs.
Check with Hawaii’s BBB to verify the business or charity.
Ask for information, estimates, and promises to be provided to you in writing.
Don’t be pressured into buying or signing anything, or giving money or personal information to unfamiliar or unknown persons.
Shred documents with personal information - bank account numbers, credit card numbers, and social security numbers – before throwing them away. Then separate the shredded papers into multiple trash bags.
Contact your bank or credit card issuer if you see any withdrawals or charges on your bank or credit card statements you don’t recognize.
Contact Hawaii’s BBB at (808) 536-6956 or email@example.com if you have questions about a business or charity, or an offer you received in the mail, on the phone, or by a person who came to your door, or about the information in this article.
1Information is courtesy of Hawaii's Better Business Bureau.