FAQ - Business Lines of Credit

Q: How can I apply for a Business FirstLine of Credit?

You may apply via:

  • Online (click here)
  • Call 643-LOAN (Guam and CNMI may call 1-800-403-7167)
  • At any First Hawaiian Bank Branch.
Q: Do I need a First Hawaiian Bank account to get a Business FirstLine of Credit?

No. A First Hawaiian Bank relationship is not required to apply/qualify for a Business FirstLine of Credit.

Q: What's the best use of the Business Line of Credit?

This line of credit can be used for any business use. You can use it for short-term working capital, seasonal purchases, inventory, payroll, and other cash flow needs.

Q: What are the terms?

This is a revolving line of credit, with up to a 3 year maturity.

Q: What happens if we lose the Business FirstLine checks?

To report any lost checks, please contact your First Hawaiian Bank branch of account. Replacement checks will be mailed to you.

Q: How can I access the funds?

Use checks to access the line of credit, without having to apply every time you need additional funds.

Q: How do I request a credit line increase?

You may call 643-LOAN (5626) (Customers from Guam and CNMI may call 1-800-403-7167) to request an increase.

Q: Where do I send my monthly payments?

Payments may be dropped off at any First Hawaiian Bank branch or mailed to the following address:

First Hawaiian Bank
P.O. Box 29450
Honolulu, Hawaii 96820-1850

Q: What are my payment options?

You may pay your balance in full with no prepayment penalties or pay the minimum payment listed on your monthly statement.

Q: Are there other ways I can make payments?

Yes. You may pay online at FHB.com or set up automatic payments from your First Hawaiian Bank Business Checking account.

Q: What do I do if I suspect that there has been an unauthorized transaction on my Business FirstLine account?

If you suspect that a transaction had been made without proper authorization, immediately contact your First Hawaiian Bank branch of account.


Call Us

24 - Hour Customer Service
Oahu: (808) 844-4444
Toll Free: (888) 844-4444

FHB Online/Bill Pay/Mobile Banking
Oahu: 643-4343
Toll Free: (888) 643-4343
Mon-Fri 8:00 A.M. to 9:00 P.M.

For Hearing Impaired Callers
Oahu: 848-5491
Toll Free: (800) 228-6181

Write Us

First Hawaiian Bank
PO Box 3200
Honolulu, HI 96847