Life Planning

Choosing the Best Checking Account for You

Posted on Dec 19, 2022

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In this era of digital wallets and cryptocurrency, you may ask what value there is in a checking account? The answer: plenty. Checking accounts have evolved to keep pace with the modern world. According to the FDIC, nearly 95% of U.S. households have a checking account. Why? A personal checking account remains one of the most secure, convenient ways to quickly deposit or withdraw your money, pay bills, and budget. And, many come with perks that make life easier and help you save money.

Benefits of a Checking Account

Checking products and services from banks and credit unions usually are less than the fees you’d pay to access funds through check-cashing stores and payday lenders. First Hawaiian Bank checking accounts come with a debit or ATM card, and convenient online and mobile banking services giving you 24/7 access to your money to help manage your finances. Most banks also offer their customers optional overdraft protection services to help avoid overdraft fees. If you want the most bang for your buck, you will want to take a look into premier checking accounts that the bank offers. You can qualify for discounted services and special benefits the more you bank with them. What else could make your checking account more appealing? Well, your bank or credit-union deposits are federally insured, up to $250,000 per depositor per ownership category.

There are many types of checking accounts, each with different features and benefits. Let’s explore checking accounts at First Hawaiian Bank so you can choose the best checking account for your needs.

Pure Checking Account

The Pure Checking account from First Hawaiian Bank offers checks, a free debit or ATM card, and convenient online and mobile banking. This checking account only requires $20 to open and has no minimum balance requirement. It’s simple and effective for managing your money anytime, anywhere.

Priority BankingSM Checking Accounts

The Priority Banking Gold and Priority Banking Platinum checking accounts from First Hawaiian Bank are exclusive checking accounts that give you more value for your money. They come with discounted services and special benefits. If you have other accounts with First Hawaiian Bank, combine those balances and receive a monthly service charge waiver. The more you bank with us the more benefits you receive, open an account today with a $20 opening deposit.

Open a checking account today!

Ready to open a checking account with First Hawaiian Bank? We are excited to connect with you and are happy to answer any questions you might have.

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