Home Equity Lines of Credit
Your home’s equity gives you the flexibility to handle expenses or opportunities along the way.
Apply by 4/30/2023 and enjoy 4.95% APR[[#1]] Introductory Rate fixed for 5 years with FHB Auto-Pay.
(other introductory rate and terms available)
Current Fully Indexed Rate 9.38% APR1 as of 3/1/23.
Features
- Certain closing costs waived[[#2]]
- No appraisal required for most lines up to $400,000[[#3]]
- Up to $500 termination credit when switching banks[[#4]]
Key benefits
Ease and convenience
Draw your line of credit by requesting a withdrawal in person, writing a check, or using FHB Online.
Your choice
Fixed rate lock options for added flexibility.
Peace of mind
Access to funds for emergencies and unplanned expenses.

Ideal for
- Flexibility to convert line of credit advances to fixed rate locks
- Homeowners who may need access to cash in the future
What is the impact of making extra payments on my HELOC?
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FAQs
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