First Hawaiian Bank

1. Home
2. Customer Service
3. Personal Lines & Loans
4. Home Equity Line of Credit
5. What is a Home Equity Line of Credit?

What is a Home Equity Line of Credit?

A line of credit secured by your home or other improved property you own. Depending on your equity in the property, your credit line can range from $20,000 to $1,500,000.

Since it is a line of credit, you can draw on it by simply writing a check. You have instant access when you need it and there are no monthly payments until you use it. When you do, you can restore your line to its original amount by simply paying off your balance.